By Kristy
Budgeting is not easy. It’s hard to know
where to start, how to start, and what to use. Spreadsheets are extremely
beneficial in budgeting, because they help keep all of your cost, payments, and
savings all in one place, where you can adjust it at any time.
1)
This spreadsheet looks complicated,
but overall makes things much easier for you. After part of the template are
filled, a graph is shown to give you an idea of where you are for budgeting,
and how it can be improved or stay steady.
For anything you spend money on, there’s a category for it on this
template. You’re able to add anything else you need to, in order to see exactly
how you’re spending your money. Each month, you can start a fresh spreadsheet
so you don’t need to work about deleting all that you had prior to that. All
that you do is you fill in what you’ve spent money on in the spreadsheet, a
graph is shown and you are able to see what could be improved or kept the same
in your budgeting.
2)
This spreadsheet is very simple to
use. All you do is you fill in what you’ve spent on the given categories, and
the math is almost all done for you. Your start balance, end balance, how much
you saved this month and your increase in total savings are all included in
this spreadsheet. Like the first spreadsheet, there are visuals as well for
those who understand visuals more than numbers.
Budget Calculator
To use this budget calculator, you
plug in estimated amounts, or specific amounts in all categories that apply to
you. In the end you will be able to see if you are under budget or over budget.
