Financial Blogs

by Gabby

The two financial bogs that I will be talking about today are Girls on the Money and Young and Thrifty. These two blogs are both financially focused and provide help people who are trying to get their foot in the door on their way to their financial journey. Girls on the Money is very homemade and personal, yet still provides helpful information, links to buy their book and to their social medias, where others can share their stories, recommendations and tips. On the other hand, Young and Thrifty is a very professionally made and well formatted website with an abundance of how to guides, blog posts, and links to their ebooks. Each of these blogs provide addiment amounts of guidance for anyone looking to find some, although I prefer Young and Thrifty because of the clean lay out, organized categories and separate how to guides. Young and thrifty provides valid information in a way that can be quick and easy for anyone to use, which I think that many people appreciate.

https://girlsonthemoney.com 

https://youngandthrifty.ca

The 1%Challenge (from Afford Anything)

By Giana

The 1% Challenge requires you to save 1% more of your take-home income then you already do, and increase your savings by 1% each month to ease you into saving. Arrange this amount to be taken out with an automatic transfer so it is like you never had to money in the first place. This money should also be in a safe place where you can’t easily access it. The idea behind the 1% challenge is to make savings simple and easy so you don’t have to do any work.  Allowing you to progress in incremental steps so it is effortless.

After-Tax Income	One Percent
$2000 /mo	$20
$3000 /mo	$30
$4000 /mo	$40
$5000 /mo	$50
$10000 /mo	$100
$20000 /mo	$200

The author Paula Pant says to cut things like orange juice, turn down the thermostat, get a cheaper cell phone plan, use Netflix instead of cable and get the cheapest car insurance policy, but some people are already doing these things and don’t have anything else to cut out. Her article doesn’t apply to all cases. It is catered towards people who don’t know how to save money or have a spending problem. Also it would be more helpful if Paula said specifically where to save (such as a tax free savings account or a no charge debit account), or how to setup an automatic transfer.

"financial blogs"

by David

"Young and thrifty"

Young and thrifty was very professional everything was very easy to find it had an entire section of how to guides right on the home page they had a list of categories to choose from depending on what information you need to find. It also had a list of financial products and apps neatly sorted with links to each of them. I also discovered that they are featured in many different fanatical show and news channels and papers this website was very easy to use and was a good tool to find what I needed.

https://youngandthrifty.ca/

“Getting rich slowly”

This website was helpful but all there information was on one infinat scroll page which made things harder to find because I would have to keep scrolling and scrolling to find something that might not even be there. There were many good ideas and helpful strategies but I just think the way things were laid out on the page made it a bit difficult to find what you need

   https://www.getrichslowly.org/